Disability income insurance: an odyssey.

Disability income insurance: the private market and the impact of genetic testing.

This article discusses the disability insurance industry in order to provide context regarding the potential impact of genetic testing on disability insurance. It describes disability income insurance, exploring both the protection it offers and its main contract provisions. It goes on to describe the private insurance market and the differences between group and individual insurance, and concl...

The Use Of Genetic Information In Disability Income And Long-Term Care Insurance

The use of genetic information affects all forms of life and health insurance. For individually purchased, voluntary insurance, such as most disability income and long-term care policies, the use or restriction of the use of genetic information in the underwriting process could have a significant impact on the cost and availability of insurance. This issue brief describes the nature of disabili...

Administrative expenses under OASDI.

Costs of administering old-age, survivors, and disability insurance (OASDI) are of interest both to specialists in income maintenance and to the general public. This article presents a summary of these expenses compared with several important bases: Contribution income, benefit payments, and taxable payroll. An index is developed and used to analyze changes in administrative expense levels from...

Social Security programs in the United States, 1987.

This is the latest in a series of reports of the same title that have been published intermittently since the early 1960’s. The term social security is popularly used in the United States to refer to the basic national social insurance program-old-age, survivors, disability, and health insurance. The term is used here in a broader sense to describe all types of social insurance, social assistan...

Social security disability insurance and supplemental security income programs.